Compare Health Insurance

The advancement in healthcare in India has brought a significant amount of rise in the cost of medical treatments. Moreover, health emergencies can occur at any time. One of the best ways to meet these unexpected, sudden and high expenses is by having health insurance. There are many health insurance companies in India that offer a wide range of mediclaim plans. While buying a health insurance plan, one can easily feel lost in the ocean of health insurance policy options. It is therefore important to compare health insurance plans before zeroing in on any one.

The best way to compare and buy health insurance is to explore options online and read about the unique features of each plan while comparing them with other similar plans. In the table given below, we compare health insurance plans in India and their features, which you might find helpful. If you’re looking to compare a health insurance plan of your choice with other similar plans, do have a good read of this table. 



Maximum Sum Insured Insured

Max Entry Age

Pre & Post Hospitalization

Room Boarding & Nursing charges

Free Health check up

Co pay

No claim Bonus  

PED Waiting period

Ambulance charges

Day care treatments  

Automatic Restoration

ICU/Operation theatre charges

1 Crore

65 years

Pre-hospitalization : 60 days

Post-hospitalization : 90 days

AC Private Single room

Upto ₹5000

10% in case of insured is above 60 years

 

upto 50% of SI

36 months

Actual

All procedures are covered

100% (Once during the policy period)

Actual

1 Crore

No limit

Pre-hospitalization : 30 days

Post-hospitalization : 60 days

 Single Private room

Yes

20% in case of insured is above 61 years at entry

upto 150% of SI

48 months

Upto ₹3,000 per hospitalization

All procedures are covered

100% (Once during the policy period)

No limit

10 lacs

No limit

Pre-hospitalization : 30 days

Post-hospitalization : 60 days

 Single Private room

Yes

No co-pay

upto 50% of SI

24 months

Upto ₹1,500 per hospitalization

Upto 150 procedures covered

100% (Once during the policy period)

Actual

50 lacs

65 years

Pre-hospitalization : 30 days

Post-hospitalization : 180 days

 Single Private room

Upto ₹5000

No co pay

upto 100% of SI

36 months

Upto ₹2,000 per hospitalization

All procedures are covered

100% (Once during the policy period)

Actual

25 lacs

65 years

Pre-hospitalization : 30 days

Post-hospitalization : 60 days

No limit

Upto ₹2000 after 3 claim free yrs

No co pay

upto 50% of SI

36 months

Upto ₹3,000 per hospitalization

All procedures are covered

100% (Once during the policy period)

Actual

50 lacs

No limit

Pre-hospitalization : 60 days

Post-hospitalization : 60 or 180 days

No limit

Available after 3 claim free yrs

20% in case of insured is above 65 years of age

upto 200% of SI

24/36/48 months as per plan opted

Actual

All procedures are covered

100% (Once during the policy period)

Actual

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IIFL Insurance
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bySangeetha onIIFL Insurance
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