ICICI Pru POS iProtect Smart Term Plan

ICICI Pru POS iProtect Smart Term Plan

ICICI Pru POS iProtect Smart is a pure protection plan that gives the flexibility to design it as per your requirements, considering the future financial security of your family in your absence.

You can buy this plan without undergoing any medical examination. Along with the life cover, it also covers accidental death, ensuring comprehensive protection for your loved ones.

ICICI Pru POS iProtect Smart Term Plan Features

  • It provides complete protection for your family at affordable premiums.
  • The plan offers two cover benefit options – Life and Life Plus, which you can choose as per your requirement.
  • The minimum entry age is 18 years, and the maximum is 60 years.
  • The minimum age at maturity is 23 years, and the maximum is 65 years.
  • Flexibility to opt for your preferred premium payment frequency from the different options given – once, for a limited period, or throughout the policy term.
  • The plan enhances the base policy coverage with additional accidental death benefit cover.
  • Women applicants get a special premium price advantage.
  • Tax benefits applicable on the premiums paid and payout given as per the prevailing tax laws under Income Tax Act.

Details of the 2 Cover Benefit options under ICICI Pru POS iProtect Smart Term Plan

Cover Benefit Options Description
Life Option The Death Benefit amount is paid as a lump sum on the unfortunate demise of the policyholder and the policy terminates on the payment of the benefit.
Life Plus Option In addition to the Death Benefit, this option also provides Accidental Death (AD) Benefit, in case of death due to an accident. This benefit makes sure that the enhanced coverage is priced affordably.


Why should you choose ICICI Pru POS iProtect Smart Term Plan?

  • To secure your family financially with a comprehensive protection plan at affordable rates.
  • To protect your loved one with an additional benefit through accidental death benefit cover.
  • To avail of two different life cover benefit options as per your requirements for the better future security of your family.

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