ICICI Pru iCare II Term Plan

ICICI Pru iCare II Term Plan

ICICI Pru iCare II term plan is carefully designed to provide financial protection to your family, ensuring that they lead a comfortable, stress-free life in your absence. Along with offering basic coverage, it also comes with extra protection and add-on features.

ICICI Pru iCare II Features

  • This term plan from ICICI Prudential offers life cover at highly affordable premiums.
  • This plan also gives extra protection in case of accidental death.
  • The minimum entry age is 18 years, and the maximum is 65 years/
  • The minimum premium that you have to pay is Rs 2,400 (excluding taxes).
  • ICICI Pru iCare II offers two protection covers – iCare II Option I and iCare II Option II, which you can choose as per your requirements.
  • It gives you the flexibility to opt from a different mode of premium payment – yearly, half-yearly, monthly, and single premium.
  • Tax benefits are applicable based on the prevailing tax laws under Income Tax Act, 1961.

Details of the 2 Protection Cover options under ICICI Pru iCare II

Protection Cover Options Description
iCare II Option I This option pays the death benefit amount equal to the sum assured chosen by the policyholder.
iCare II Option II (only applicable for regular pay option) This option pays the death benefit amount plus the Accidental Death Benefit amount which is equal to the sum assured chosen by the policyholder (maximum of Rs 2 Crores). It will be paid only in case of accidental death of the insured.

Why should you choose ICICI Pru iProtect Smart Term Plan?

  • To provide your family with a financially secured future in your absence.
  • To safeguard your family with additional funds in case of accidental death.
  • To avail long term life coverage by paying an affordable premium.
  • To protect your loved ones with the right kind of death benefit by opting from two protection cover options.


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