Bajaj Allianz iSecure Term Plan

Bajaj Allianz iSecure is a non-linked, non-participating term insurance plan that provides the required financial protection to your family. It offers life cover at a considerable low premium and several other benefits and features to meet your financial needs.

Bajaj Allianz iSecure Term Plan Features

  • Bajaj Allianz iSecure Term Plan provides the benefits of a level term cover at low-cost premiums.
  • It rewards you for maintaining a healthy lifestyle with a special premium rate for non-smokers and medically fit people.
  • This term plan gives the flexibility to opt for your preferred policy term of 10, 15, 20, 25, or 30 years based on your requirement.
  • It gives you the option to choose from two life cover options – Individual Life and Joint Life, wherein you can include your spouse also under the same policy cover.
  • You can include your spouse at a later date in your current policy.
  • The plan offers rider benefits to enhance the scope of base policy coverage.

 

Details of the 2 Life Cover options under Bajaj Allianz iSecure Term Plan

Life Cover options Description
Individual Life In case of unfortunate death of the insured during the policy term, the sum assured is paid to the policy nominee and the policy terminates immediately.
Joint Life In case of the death of each life assured the death benefit amount is payable provided the policy is in force. Also, the policy will automatically continue for the surviving life assured with a decreased premium which will be based on the age, lifestyle category (if applicable), policy term, and premium
payment frequency.

Why should you choose the Bajaj Allianz iSecure Term Plan?

  • To provide a financially secured future to your spouse along with your other family members in your absence
  • To avail the benefit of high life cover at relatively low premiums.
  • To enjoy the benefit of opting for your preferable policy term based on your requirements.
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