Bajaj Allianz Life eTouch Online Term Plan

Bajaj Allianz Life eTouch Online Term provides solutions for you and your family to live worry-free while realizing your dreams without compromising during any unforeseen situation. The plan offers the combined benefit of life cover and other coverage benefits of accidental death, accidental total permanent disability, critical illness, waiver of premium benefit based on the different variants it offers.

Bajaj Allianz Life eTouch Online Term Plan Features

  • It’s a comprehensive protection plan for you and your family with a life cover up to 99 years.
  • This term plan combines the benefit of life cover and other additional benefits depending on the 4 variants: Shield, Shield Plus, Shield Super, and Shield Supreme.
  • It gives you the flexibility to opt for your preferred premium payment option from monthly, quarterly, half-yearly, and annually.
  • You also get the option to choose your preferred pay-out option either in lump-sum amount or in monthly installments.
  • The plan offers a low premium for non-tobacco users if they lead a healthy lifestyle.

 

Details of the 4 different life cover variants under Bajaj Allianz Life eTouch Online Term Plan

Life Cover Variants Description
Shield Upon the death of the policyholder, the sum assured is paid and the policy terminates. In the case of Accidental Total Permanent Disability of the insured, all the future premiums are waived off and the policy continues.
Shield Plus Along with the base sum assured upon the policyholder’s demise, under this variant in of Accidental Total Permanent Disability an amount equal to the sum assured (subject to a maximum of Rs 2 crores) is paid as the benefit amount and all the future premiums are waived off and the policy continues with the life cover.
Shield Super Along with the benefits offered under the Shield Plus option, under this variant in case of the insured’s accidental death then an amount equal to the sum assured (subject to a maximum of Rs 2 crores) is paid as Accidental Death Benefit and the policy terminates. And upon the insured’s demise not due to an accident then the sum assured is paid and the policy terminates.
  Shield Supreme Along with the benefits of other variants, Shield Supreme additionally offers Accelerated Critical Illness (ACI) benefit if the insured gets diagnosed with any listed critical illnesses subject to policy underwriting guidelines. 

Why should you choose the Bajaj Allianz Life eTouch Online Term Plan?

  • To give a comprehensive life cover to your family in your absence.
  • To have peace of mind that your loved ones are completely protected from all kinds of eventualities.
  • To choose the best life cover for your family from the four variants based on your requirements.
  • To be sure that your loved one does not have to compromise financially to fulfill their dreams.
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