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Bandhan Bank FD Rates Today

About Bandhan Bank

Bandhan Bank Limited is an Indian company that provides banking and financial services. Currently, the bank is headquartered in Kolkata, West Bengal. Bandhan Bank Limited has over 2.35 crore customers and is present in 34 out of 36 states and union territories of India.

The bank currently has over 5,596 branches across India. It also received its universal banking license on 17 June 2015 by the Reserve Bank of India. In the same year, on 23 August, the bank started its operation with 50 ATMs, 501 branches, and 2,022 DSC.

Bandhan bank is popular for mobilizing deposits of over INR 77,972.2 crore. As of March 2012, the total advances of the bank stand at INR 87,042.9. And the bank has only grown since then. The bank is extremely popular for its Bandhan Bank FD rates today.

Features of Bandhan Bank FD

Bandhan Bank is very popular for providing great fixed deposit schemes to its customers. They provide a lot of features to its customers with the fixed deposits, including:

  • The best Bandhan Bank FD rates today
  • Ability to take a loan on the FD amount
  • Option for automatic renewal
  • Nomination facility
  • FD can be opened through mobile banking, online banking, and net banking

 

Bandhan Bank FD Rates Today

We won’t make you wait any longer to go over the Bandhan Bank FD rates today. You can go through these interest rates by looking at the table mentioned below.

Tenure Interest Rates for General Citizens Interest Rates for Senior Citizens
7 days to 14 days 3.00% 3.75%
15 days to 30 days 3.00% 3.75%
31 days to less than 2 months 3.50% 4.25%
2 months to less than 3 months 3.50% 4.25%
3 months to less than 6 months 3.50% 4.25%
6 months to less than 1 year 5.25% 6.00%
1 year to 18 months 5.75% 6.50%
More than 18 months to less than 2 years 5.75% 6.50%
2 years to less than 3 years 5.75% 6.50%
3 years to less than 5 years 5.50% 6.25%
5 years to up to 10 years 5.50% 6.25%

The fixed deposit interest rates for Bandhan Bank FD schemes with premature payment facilities are mentioned in the table given below.

Tenure INR 2 Crore to INR 10 Crore More than INR 10 Crore to less than INR 25 Crore INR 25 Crore to less than INR 50 Crore INR 50 Crore to less than INR 100 Crore INR 100 Crore and Above
7 days to 15 days 3.00% 3.00% 3.00% 3.00% 3.00%
16 days to 28 days 3.00% 3.00% 3.00% 3.00% 3.00%
29 days to 45 days 3.00% 3.00% 3.00% 3.00% 3.00%
46 days to 90 days 3.25% 3.25% 3.25% 3.25% 3.25%
91 days to 180 days 3.75% 3.75% 3.75% 3.75% 3.75%
181 days to 364 days 4.00% 4.00% 4.00% 4.00% 4.00%
For 365 days 5.50% 5.50% 5.50% 5.50% 5.50%
For 366 days 5.50% 5.50% 5.50% 5.50% 5.50%
For 367 days to less than 15 months 5.50% 5.50% 5.50% 5.50% 5.50%
15 months to less than 2 years 5.50% 5.50% 5.50% 5.50% 5.50%
2 years to less than 3 years 5.50% 5.50% 5.50% 5.50% 5.50%
3 years to less than 5 years 5.50% 5.50% 5.50% 5.50% 5.50%
5 years to 10 years 5.50% 5.50% 5.50% 5.50% 5.50%

The Bandhan Bank fixed deposit interest rates for fixed deposits without premature payment facility are given below.

Tenure INR 2 Crore to INR 10 Crore More than INR 10 Crore to less than INR 25 Crore INR 25 Crore to less than INR 50 Crore INR 50 Crore to less than INR 100 Crore INR 100 Crore and Above
7 days to 15 days 3.00% 3.00% 3.00% 3.00% 3.00%
16 days to 28 days 3.00% 3.00% 3.00% 3.00% 3.00%
29 days to 45 days 3.00% 3.00% 3.00% 3.00% 3.00%
46 days to 90 days 3.50% 3.50% 3.50% 3.50% 3.50%
91 days to 180 days 4.50% 4.50% 4.50% 4.50% 4.50%
181 days to 364 days 5.00% 5.00% 5.00% 5.00% 5.00%
For 365 days 6.55% 6.55% 6.55% 6.55% 6.55%
For 366 days 6.55% 6.55% 6.55% 6.55% 6.55%
For 367 days to less than 15 months 6.15% 6.15% 6.15% 6.15% 6.15%
15 months to less than 2 years 6.15% 6.15% 6.15% 6.15% 6.15%
2 years to less than 3 years 6.15% 6.15% 6.15% 6.15% 6.15%
3 years to less than 5 years 6.15% 6.15% 6.15% 6.15% 6.15%
5 years to 10 years 6.15% 6.15% 6.15% 6.15% 6.15%

The Bandhan Bank FCNR term deposit interest rates are also mentioned below.

Tenure USD GBP EUR
1 year to less than 2 years 0.97% 0.66% 0.01%
2 years to less than 3 years 1.01% 0.82% 0.01%
3 years to less than 4 years 1.19% 0.88% 0.01%
4 years to less than 5 years 1.40% 1.00% 0.01%
5 years only 1.62% 1.11% 0.01%

Benefits of Bandhan Bank FD Rates Today

The benefits of going over the Bandhan Bank fixed deposit interest rates are:

  • You are one step closer to investing in a Bandhan Bank FD
  • Ability to take a loan on your FD
  • Automatic renewal
  • Nomination facility
  • Open the fixed deposit easily through online banking, mobile banking, or net banking

 

Types of Bandhan Bank FD Rates Today

The different types of Bandhan Bank fixed deposit schemes with different interest rates are mentioned below.

  • Bandhan Bank FD Standard
  • Bandhan Bank FD Premium
  • Bandhan Bank FD Dhan Samriddhi
  • Bandhan Bank FD Advantage
  • Bandhan Bank FD Tax Saver

 

Eligibility of Bandhan Bank FD

To be eligible for investing in a Bandhan Bank fixed deposit scheme, one must be a resident or non-resident Indian citizen. Clubs, associations, and companies can also invest in Bandhan Bank fixed deposit schemes.

How to Calculate Bandhan Bank FD Rates Today

To calculate the interest rates or interest earned through Bandhan Bank fixed deposit schemes, all you need to do is use the interest calculator. To use the Bandhan Bank calculator you should follow the steps mentioned below.

  • Open the official Bandhan Bank calculator
  • Enter the details like deposit amount, deposit interest rate, and deposit tenure
  • Click on calculate

 

After this, the interest rate and interest earned amount will be displayed on your screen.

Factors Affecting Bandhan Bank FD Rates Today

The factors that are always affecting the Bandhan Bank FD rates are mentioned in the list below.

  • Demand and supply of different goods
  • Demand for money
  • Supply of money
  • Inflation
  • Government borrowing
  • Fiscal deficit
  • Global interest rates
  • Foreign exchange rates
  • Reserve Bank of India monetary policies

 

FAQs:

How can I open a fixed deposit with Bandhan Bank?

To open a fixed deposit with Bandhan Bank, you need to either directly apply from the bank’s official website or visit the nearest Bandhan Bank branch.

What are the interest payout options provided by the Bandhan Bank in their fixed deposit schemes?

Bandhan Bank fixed deposits come with the following payout options.
# Monthly basis
# Quarterly basis

Can I prematurely withdraw funds from my Bandhan Bank fixed deposit account?

Yes, you can withdraw your funds prematurely from your Bandhan Bank fixed deposit account.

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