Universal Sompo Health Insurance Premium Calculator
Do you want to purchase a health insurance plan? Do you want the best medical protection for your family? But are you having trouble deciding where you should start from? Have you been facing trouble in calculating the premium amount? If you have answered all of these questions with a resounding yes, then you are in the right place.
Getting health insurance is essential during the current times. And trying to use the Universal Sompo Health Insurance premium calculator to calculate the final premiums is also good. However, there should be a method to this entire process and we will help you with that.
How to Use the Universal Somco Calculator?
Using the Universal Sompo General Insurance Premium calculator is quite simple. All you need to do is open the Universal Sompo Health Insurance premium calculator and enter your personal details. Some details that you might have to enter are:
- Policy term
- Medical history
- Sum insured required
- Medical history
- The type of health insurance policy that the individual wants to buy
After entering all these details, all you need to do is wait. You will be able to see the calculator work right before your eyes and get the final premium value.
Why Should I Use the Universal Sompo Health Insurance Premium Calculator?
If you have been using the Universal Sompo Health Insurance premium calculator, then that is good. However, what if you haven’t been using it? In that case, you should start using the calculator because of the following reasons.
- Flexibility to enhance or reduce the coverage benefits and riders
- The price of purchasing a health insurance policy
- Making sure if the premium value is affordable or not
- Ease of comparing different policies on the basis of the premium amount and coverage of the policy
- Select the best coverage level
- Avoid any financial burden or stress
Using the Universal Sompo Health Insurance premium calculator will also bring you one step closer to purchasing a Universal Sompo health insurance policy.
Types of Universal Sompo Health Insurance Plans
Universal Sompo has a wide network of over 4,000 hospitals across India for cashless treatment benefits. The organization also has a 24×7 customer support helpline and a number of different plans. Let’s look at some of these plans so you can make a more informed decision while purchasing a health insurance policy.
- Universal Sompo Complete Healthcare Insurance
The Universal Sompo Complete Healthcare Insurance is a plan that is offered to both individuals and families. This plan covers all treatment costs incurred due to illness, diseases, or accidents. In the family floater option, 13 relationships can be covered under this policy.
- Universal Sompo Corona Kavach Health Insurance
The Universal Sompo Corona Kavach Health Insurance is a standard health insurance plan designed specifically to cover the treatment costs of COVID-19. The sum insured options for this policy range between INR 50,000 and INR 5 lakh. To find the exact premium amount, you can use the Universal Sompo General Insurance premium calculator.
- Universal Sompo Corona Rakshak Health Insurance
The Universal Sompo Corona Rakshak health insurance is specifically designed for Indian citizens who want extra financial coverage against COVID-19. The plan provides a lump sum benefit equal to 100% of the sum insured value in case of a positive COVID-19 diagnosis.
The plan is available on an individual and family floater basis. The coverage of this plan is between INR 50,000 and INR 2.5 lakh.
- Universal Sompo Individual Health Insurance Plan
The Universal Sompo Individual health insurance plan is indemnity-based health insurance that provides coverage for medical costs. The plan is available on both individual and family floater options. The company also has an in-house claim settlement department for handling all claim requests for this policy.
- Universal Sompo Critical Illness Health Insurance
The Universal Sompo Critical Illness plan provides fixed health insurance benefits to the policyholder in case of diagnosis of a critical illness. The plan comes with a pre-prepared list of illnesses. The sum insured is provided in one lump sum value.
- Universal Sompo Senior Citizen Health Insurance
The Universal Sompo Senior Citizen Health Insurance policy is ideally made for senior citizens. This policy provides support to older adults during their time of need. The plan provides hospitalization cover along with critical illness cover. To be eligible for this policy, one must be a permanent resident of India.
Now, let’s compare all of these policies so that you can make a final decision regarding which policy to buy. You can calculate the premium amount of these policies by using the Universal Sompo health insurance premium calculator.
|Plan||Minimum Entry Age||Maximum Entry Age||Sum Insured|
|Universal Sompo Complete Healthcare Insurance||1 day||70 years||INR 1 lakh|
|Universal Sompo Corona Kavach Policy||1 day||65 years||INR 50,000 to INR 5 lakh|
|Universal Sompo Corona Rakshak Policy||18 years||65 years||INR 50,000 to INR 2.5 lakh|
|Universal Sompo Individual Health Insurance Plan||3 months||55 years||INR 1 lakh|
|Universal Sompo Critical Illness Policy||5 years||65 years||INR 2.5 lakh|
|Universal Sompo Senior Citizen Health Insurance||60 years||70 years||INR 1 lakh|
|Universal Sompo Arogya Sanjeevani Policy||3 months||65 years||INR 1 lakh to INR 5 lakh|
|Universal Sompo Hospital Cash Insurance Policy||6 months||70 years||NA|
Ratings and Reviews
Universal Sompo health insurance policies have always been rated very highly. If you don’t believe us, then go through some of the reviews of these policies which are given below.
- 100% Recommend by Ashish Bhatia (5 stars / 5 stars)
I would 100% recommend everyone to buy the Universal Sompo hospital cash insurance policy. I have chosen the individual health insurance policy option and I’m very happy with my purchase.
- Complete Coverage by Rahul Singh (5 stars / 5 stars)
I’m completely covered under the Universal Sompo Complete health insurance policy. I even made a claim a few days ago which has already been processed! I couldn’t be happier with the services provided by this company.
How can I calculate the premium of my Universal Sompo health insurance plan?
Individuals can use the Universal Sompo Health Insurance premium calculator to calculate the premium amount of health insurance plans. You can also contact the customer service department at Universal Sompo to help you with the same.
What factors can affect my Universal Sompo health insurance premium?
The factors that have a direct effect on your Universal Sompo health insurance premium are:
Type of health insurance selected
If I decide to cancel my Universal Sompo health insurance policy after making the payment, will I receive a refund for the same?
Yes, individuals are entitled to the refund of premium on the pro-rata basis for the unexpired period of the policy. This is paid on demand by Universal Sompo General Insurance.