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Star Health Insurance Premium Calculator

Star Health Insurance is known for providing excellent health insurance policies to its customers at very affordable premiums. However, it is still important for individuals to get an estimate of the premium amount of a policy before purchasing. And that amount can be calculated by using the Star Health Insurance premium calculator.

The Star Health premium calculator is an online tool that is used for calculating the premiums of any health insurance policy. This tool is completely free of cost and works best when it comes to selecting the best health insurance in the market.

How to Calculate the Star Health Insurance Premium Online?

There are several factors that can influence the final premium cost of a health insurance policy. These factors are used by the premium calculator to come up with a cost. Do you want to know what these factors are? If yes, then go through the list given below.

  • Policy term
  • Age of policyholder
  • Coverage details
  • Medical history
  • Sum insured option selected
  • The type of insurance policy to buy


Individuals need to enter all of these details to get a final premium amount on the Star Health premium calculator.

7 Reasons to use Star Health Insurance Premium Calculator Online

There are several reasons why you should use a premium calculator, including:

  1. Adding coverage benefits or riders
  2. Deducting coverage benefits or riders
  3. Knowing the expenses of the policy
  4. Understanding the affordability of the insurance policy
  5. Comparing the policy and its different variants
  6. Selecting the best coverage level of the policy
  7. Ensuring that no financial constraints are felt by the policyholder because of the policy


Star Health Insurance is one of the best insurance providers in India. The organization has more than 9,800 hospitals in its network and several awards to its name. The company is also known as the best claim settlement insurer in several surveys.

Types of Plans Provided by Star Health Insurance

Before using the Star Health Insurance premium calculator, it is important for you to be aware of the different policies rolled out by the company. We’ll help you with just that in this section.

  1. Star Star Novel Coronavirus (nCov) (COVID-19) Health Insurance

The Star Novel Coronavirus Insurance policy is an affordable health policy that provides treatment against COVID-19 to insured individuals. This is a pilot policy that was launched by Star Health and Allied Insurance to provide a lump sum benefit to the policyholder. The sum insured options for this policy are between INR 21,000 and INR 42,000.

  1. Star Corona Kavach Health Insurance

The Star Health Corona Kavach policy is an indemnity-based health insurance policy. This policy provides policyholders with the help that they need to overcome any financial instability caused due to COVID-19. This policy is available on an individual and family floater basis.

  1. Star Corona Rakshak Health Insurance

The Star Corona Rakshak Health Insurance is an indemnity-based health insurance plan. This policy is also built to help individuals fight against COVID-19. The policy provides a lump sum benefit to all COVID-19 positive policyholders at a value equal to 100% sum insured amount.

The plan is available on both individual and family floater basis. The available sum insured options are INR 50,000, INR 1 lakh, INR 1.5 lakh, INR 2 lakh, and INR 2.5 lakh. The plan does not come with renewal benefits.

  1. Star Family Delite Health Insurance

The Star Health Insurance plan provides medical facilities to the complete family at a very affordable cost. The plan provides coverage to self, spouse, and dependent kids in the same amount. The plan has lifelong renewable benefits.

Let’s compare all of these policies for a better understanding.

Policy Minimum Entry Age Maximum Entry Age Sum Insured
Star Novel Coronavirus Insurance 3 months 65 years NA
New Corona Kavach Policy 1 day 65 years INR 50,000 to INR 5 lakh
Corona Rakshak Policy 18 years 65 years INR 50,000 to INR 2.5 lakh
Young Star Insurance Policy 91 days 40 years INR 3 lakh to INR 1 crore
Outpatient Care Insurance Policy 31 days 50 years INR 25,000 – INR 1 lakh
Star Micro rural and Farmers Care Policy 12 months 65 years Up to INR 2 lakh
Arogya Sanjeevani Policy 3 months 65 years INR 1 lakh to INR 5 lakh
Star Health Family Delite 5 months 65 years INR 2 lakh
Star Care Micro Insurance 2 years 65 years INR 1 lakh
Star Criticare Plus 18 years 65 years INR 2 lakh
Star Comprehensive Health Insurance 3 months 65 years INR 5 lakh
Star Red Carpet Health Insurance 60 years 75 years INR 1 lakh
Star Diabetes Safe Health Insurance 18 years 65 years INR 3 lakh
Cardiac Care Health Policy 10 years 65 years INR 3 lakh
Medi Classic Insurance Policy 5 months 65 years INR 2 lakh
Star Cancer Care Gold 5 months 65 years INR 3 lakh
Star Health Gain 91 days 65 years INR 1 lakh
Star Health Special Care Policy 3 years 25 years INR 3 lakh
Star Family Health Optima 16 days 65 years INR 3 lakh

Ratings and Reviews

Star Health Insurance policies have always received amazing reviews and ratings from customers.

  • Comprehensive Benefit by Devesh Mittal (4 stars / 4 stars)

I have purchased the Star Health Arogya Sanjeevani policy and I’m very happy with it. This policy is simple and very easy to maintain. I have had this policy for a year now and it’s also easy to make claims.

  • Easy Renewal by Arjun Sharma (4 stars / 5 stars)

I have secured my entire family with a Star Health insurance policy and I have never been at peace like this. I haven’t yet applied for a claim but I can vouch for the fact that they have a very easy renewal process.


I want to buy an individual health insurance policy from Star Health. How much premium will I have to pay?

The premium value can differ from one policy to another and also according to other factors like age and location. It is recommended that individuals should use the Star Health Insurance premium calculator to find the exact premium amount.

Are there discounts available for purchasing Star Health Insurance policies online?

Yes, Star Health often offers a number of discounts on premium amounts of their health insurance policies. You can check for the same on the official website.

Can I pay my Star Health insurance premium online?

Yes, policyholders can pay their Star Health Insurance premiums online.

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