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Oriental Health Insurance Premium Calculator

The amount you must pay in order to receive benefits under a certain health insurance coverage is known as the premium. If you want to keep your coverage, you must pay a premium at the end of each policy term. On the basis of specific characteristics, health insurance premiums may vary between different health insurance plans and for different individuals.

It is critical to select a health insurance coverage that meets the needs of the individual or family and to pay the premiums involved with the policy. However, when choosing a plan, the insurance buyer should ensure that the cost is cheap so that regular coverage may be maintained without financial distress. Calculating the premium and determining the amount ahead of time is a great decision.

Oriental Health Insurance 

Oriental Insurance Company was established in 1947 and remained a subsidiary of the Life Insurance Corporation of India until 1973. Oriental Insurance was turned over to the central government in 2003, and it began operating as a public sector insurance company.

The Oriental health insurance coverage guarantees to provide financial support in the event of medical emergencies, such as hospitalisation, health checkups, critical disease, and so on. Apart from health insurance, the organisation also sells travel, motor, house, and personal accident insurance, among other things.

How to calculate the Oriental health insurance premium?

The Oriental health insurance calculator is a web-based option that provides in the calculation of policy premiums. Before purchasing a policy, a health premium calculator can assist in determining the premium rates. You can choose a health insurance plan from the several options available based on the comparison. For calculating the premiums you just need to enter few details: 

  • Your age
  • Policy term
  • Medical history
  • Coverage details
  • Sum insured required
  • Type of policy you wish to purchase

Why Choose Oriental Health Insurance?

Oriental Health Insurance provides a comprehensive range of health insurance plans for people, families, seniors, disease-specific, and super top-up policies, giving customers a lot of options. Some plans even have versions under them to give clients more options. Oriental Health Insurance has a fantastic Claim Settlement Ratio of 93.96 per cent, allowing it to make our list of the top 5 health insurance providers based on claim settlement ratio.

Oriental Health Insurance products are available on the Government of India’s Digilocker app. It’s a cloud platform for document and certificate storage, issuance, and verification. You can renew your Oriental Health Insurance policy for the rest of your life. This implies that if you pay your renewal fee on time, you will be able to continue receiving benefits under your Oriental Health Insurance plan for the rest of your life. The benefit of restoration of the sum covered is included in Oriental Health Insurance policies. This means that if your sum covered is exhausted due to claims made during the policy term, it will be restored.

What are the advantages of the Oriental health insurance premium calculator?

There are a lot of benefits associated with the oriental health insurance premium calculator. Here are some of them:

  • It helps in calculating the expected cost of buying health insurance.
  • Helps in deciding the best coverage level according to your budget.
  • You get an exact idea of how much the policy will cost you
  • The calculator also provides coverage options, letting you customise your plan and get the benefits you want.
  • Assists you in determining the optimal amount of coverage for your budget.

Review and Ratings

The policy has an impressive rating of 4.5/5 based on 21 reviews from Policy Bazaar. Insurance Dekho has given the policy a rating of 4.2/5 from 45 reviews. 

Wasim – The policy has an impressive rating of 5/5 based on 3 reviews from Policy Bazaar. Insurance Dekho has given the policy a rating of 4.3/5 from 6 reviews. 

Sumeet – The policy has an impressive rating of 5/5 based on 3 reviews from Policy Bazaar. Insurance Dekho has given the policy a rating of 4.3/5 from 6 reviews. 
Shilpa – The policy has an impressive rating of 5/5 based on 3 reviews from Policy Bazaar. Insurance Dekho has given the policy a rating of 4.3/5 from 6 reviews.


What is the maximum number of claims I can make with Oriental Health Insurance policies?

The number of claims you can make in a policy year is unlimited. It should not, however, exceed the sum insured indicated in the policy paperwork.

Who is covered under Oriental Insurance Company's family floater policy?

Oriental Insurance Company's family floater plan covers a legally married spouse, children (natural or legally adopted) between the ages of 91 days and 18 years, dependent children up to the age of 25 years (female till she marries, divorced and widowed daughter), parents, and parents-in-law.

What is the procedure for renewing Oriental health insurance policies?

On the company's website, you can renew your oriental health insurance online. Log in with your policy information, choose a payment method, and then print and save your receipt.

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