New India Health Insurance Premium Calculator
New India Health Insurance is one of the biggest health insurance companies in India. It offers a variety of feature-rich health insurance policies for different medical and financial needs. It offers robust financial protection to its customers against exorbitant healthcare expenses. Its health insurance plans provide a pre and post-hospitalization cover and a lifetime renewal benefit. New India Health Insurance also saves its customers from the financial burden of paying unreasonable high premiums.
New India Health Insurance Premium Calculator saves your time and helps you calculate premium rates accurately. It is a quick and simple process with a lot of upsides. Before anything, it helps you make the best decision and choose a health insurance policy that’s right for you.
It helps you choose the best health insurance, both in terms of coverage and affordability. Choose the best health insurance at an extremely affordable premium rate with the New India Health Insurance Premium Calculator.
How to Calculate the Premium of New India Health Insurance?
The premium for New India Health Insurance is based on a variety of factors. These factors lead to the variation of premium amounts for different plans and individuals. These primary factors are:
- Type of Plan Selected
- Sum Insured
- No. of Family Members to be covered
- Medical History
- Additional coverage features
However, New India Health Insurance Premium Calculator offers a quick, seamless, and accurate way of calculating the cost of buying a health insurance plan. You need to enter the following information to get the premium quotes:
- Personal Details – DOB or Pan Number.
- Policy Term
- Sum Insured
- Coverage for self, family, or spouse
Click enter after filling in the following details on the website and get the premium quotes. The applicant must fill in the complete details so that the premium is calculated instantly. The premium amount can be adjusted if the filled variables are changed according to suitability.
Benefits Of New India Health Insurance Premium Calculator
A lot of time is spent at the time of buying health insurance online for getting premium quotes. New India Health Insurance Premium Calculator’s purpose is to save time and effort. Here are some other benefits of the New India Health Insurance Premium Calculator:
- It makes it easier to modify the policy features according to your needs and then checks how much New India Health Insurance plans cost for you. Choose the best plan by going with the one that aligns the most with your insurance needs.
- This calculator finds out the policy premium rates for different health insurance plans.
- Choose health insurance plans and coverage benefits that are available for you at a lesser premium.
- You can compare the premiums of multiple New India Health Insurance plans in just a few seconds.
- Make the best decision and reduce the financial burden that can arise from choosing an inadequate health insurance policy.
Why Calculate New India Health Insurance Premium Online?
You must be asking yourself why you should be calculating the premium quotes online. Here are some of the reasons why you are better off calculating the premiums using the New India Health Insurance Premium Calculator:
- Add or deduct coverage benefits
- Get the actual amount of expenses on purchasing the policy beforehand
- Informed about the budget of the health insurance coverage
- Consider many health insurance policies on the basis of premium and coverage features
- Determine the coverage features most suitable for you, at the most affordable premium
- Modify the details to know the most suitable premium amount and coverage level
Eligibility Criteria For New India Health Insurance Premium
Every policy has different eligibility criteria. However, the eligibility criteria given below is the most generic one that is followed by many health insurance plans offered by New India Health Insurance:
- The minimum age is 18 years and the maximum entry age is 65 years for adults and children from 3 months up to 25 years.
- The options available for sum assured are Rs.2 lakhs, Rs.3 lakhs, Rs.5 lakhs, or Rs.8 lakhs. Some plans also allow you to increase the sum insured at the time of renewal dispensing on the policy terms and conditions.
Calculate the premium rates for these flexible plans offered by New India Health Insurance with the help of the New India Health Insurance Premium Calculator. These plans will offer you a variety of options for coverage and benefits which allows you to select a plan that is just right for yourself.
Inclusions under New India Health Insurance
Following are some of the most common inclusions under the plans offered by New India Health Insurance:
- Hospitalization expenses for treatment of an illness or injury
- Pre-hospitalization expenses are covered for 30 days prior to admission to the hospital.
- Post-hospitalization expenses are covered for 60 days after being discharged from the hospital.
- Daycare procedures and surgeries are covered which take less than 24 hours to be carried out.
- Ambulance charges
- AYUSH treatments if available at the network hospitals
Exclusions under New India Health Insurance
Following are some of the most common exclusions under the plans offered by New India Health Insurance:
- Diseases contracted within the first 30 days of the inception of the policy
- Dental treatments except for the ones that arise out of an accidents
- Circumcision, Cosmetic surgeries, Plastic surgeries unless necessitated by other treatments
- Vaccination and inoculation expenses
- Maternity expenses related to pregnancy and childbirth
- Treatments that are done outside India
- Domiciliary Treatments
- Expenses related to unproven or experimental treatments
- All expenses related to external equipment such as contact lenses, cochlear implants, etc.
New India Health Insurance Online Payment
You can visit the website to either renew or buy a health insurance plan. Pay your health insurance premium by logging in to the insurer’s website using one of the payment options available.
You can follow the below steps:
- Log in to the website using the Company’s customer ID and policy number or renewed quote number. You will receive a message on the registered mobile number after that.
- You can save the premium quote by seeing the premium payment details.
- Make the premium payment.
- Your New India Health Insurance policy would be issued or renewed post the successful premium payment.
The health insurance plans offered by New India Health Insurance offer a wide scope of coverage at highly economical premiums. They have an extensive product portfolio with health insurance plans for different requirements. The New India Health Insurance Premium Calculator can really help you out in calculating the premium for different health insurance plans accurately.
Calculating premium online helps you get the best plan for yourself, both in terms of affordability as well as suitability. The process is also very quick, simple, and convenient. Save both time and effort with New India Health Insurance Premium Calculator.