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ManipalCigna Health Insurance Premium Calculator

If you are aware of the current health scenario of the world, then the importance of a health insurance plan cannot be ignored. Health insurance plans provide protection to individuals in their times of need.

If you have a good health insurance plan, then you wouldn’t have to worry about the sky-high medical bills or treatment costs. You can simply focus on getting the best medical treatment.

Sadly, purchasing a health insurance policy is not that easy. There are hundreds, if not thousands, of health insurance policies available online. It is not only difficult to compare but it is also next to impossible to calculate the premium amounts without relying on the help of the ManipalCigna premium calculator.

This is why we have decided to help you out on your journey. Today, we will help you buy the best ManipalCigna health insurance policy and learn how to use a ManipalCigna Health insurance premium calculator.

How to Use the ManipalCigna Health Insurance Premium Calculator?

The ManipalCigna premium calculator works by factoring in several factors that can affect the final premium cost. These factors are:

  • Age of the customer
  • Policy term
  • Medical history
  • Coverage details
  • Sum insured option
  • Type of policy variant selected

An individual will have to enter all of these details in the ManipalCigna premium calculator to get the exact premium amount. In the calculator, there is also an option to change variables like the sum insured to get an adjusted calculated premium value.

The Advantages of Calculating Health Insurance Premium

Using the ManipalCigna health insurance premium calculator is easy. But still, some people ask why they should use that calculator in the first place. Are you thinking about the same question? If yes, then go through the list of reasons below to know why you should always use the ManipalCigna premium calculator.

  • Helps in adding or deducting coverage riders and benefits
  • Helps in finding the exact expense of the policy
  • Helps in getting the exact premium cost of the health insurance policy
  • Provides the freedom to recalculate and change the premium amount, if required
  • Helps in determining the affordability of the insurance plan
  • Helps in comparing the health insurance plan with other plans available in the market
  • Helps in buying the best and most suitable health insurance plan

Apart from all of these benefits of using the ManipalCigna premium calculator, it also brings you one step closer to purchasing a ManipalCigna health insurance plan. ManipalCigna health insurance plans provide a cashless treatment advantage to policyholders in a network of over 6,969 hospitals. Beyond this, there are many other wellness-related services that one can get.

Why Should I Choose ManipalCigna Health Insurance Policies?

ManipalCigna health insurance policies come with comprehensive coverage and a lot of benefits. Let’s take a closer look at these policies to understand exactly what these benefits are.

  • ManipalCigna Arogya Sanjeevani Health Insurance Policy

The ManipalCigna Arogya Sanjeevani health insurance policy is the latest initiative by the insurance providers to provide protection to your entire family. The policy provides coverage for all major modern treatments and procedures. The same premium amount is also applicable throughout the country!

  • ManipalCigna Corona Kavach Health Insurance

The ManipalCigna Corona Kavach is an indemnity health insurance plan. The plan provides coverage to compensate for all major medical expenses incurred due to the treatment of COVID-19. The policy has a sum insured option range from INR 50,000 to INR 5 lakh.

  • ManipalCigna Corona Rakshak Health Insurance Policy

The ManipalCigna Corona Rakshak Health insurance policy is best categorized as a standard health insurance policy. This plan was designed by the Insurance Regulatory and Development Authority of India (IRDA). This is a benefit-based health insurance policy in which a lump sum benefit equal to 100% of the sum insured value is provided to the policyholder.

  • ManipalCigna ProHealth Insurance Policy

The ManipalCigna ProHealth Insurance policy acts as a complete medical and health policy. It provides complete protection against any medical emergencies and ailments to the individual or the family.

There are different variants of this policy that are available, including ProHealth Protect, ProHealth Plus, ProHealth Accumulate Large Cover, ProHealth Preferred, and ProHealth Premier. The sum insured options for this plan is over INR 2.5 lakh. To know the exact premium amount for this policy one should use the ManipalCigna health insurance premium calculator.

  • ManipalCigna Lifestyle Protection Critical Care Health Insurance

The ManipalCigna Lifestyle Protection Critical Care Health Insurance is a critical illness benefit policy. This policy covers all major medical emergency expenses. A lump sum amount is provided to the insured at the time of the diagnosis of covered critical illnesses anywhere in the world during the policy period.

  • ManiapCigna Lifetime Health Insurance Policy

The ManipalCigna Lifetime Health Insurance policy is designed to meet the domestic and global healthcare requirements of individuals and families. The plan is available in two variants, including Lifetime Health India and Lifetime Health Global Plus.

The sum insured options are available up to INR 3 crore. One should use the ManipalCigna premium calculator to find out the exact premium amount of the policy.

We have just given you a lot of information and it’s natural that you might be confused. This is why you should go through the table given below to compare all these policies.

Health Insurance PlanMinimum Entry AgeMaximum Entry AgeSum Insured
ManipalCigna Arogya Sanjeevani Policy3 months65 yearsINR 1 lakh to INR 5 lakh
ManipalCigna Corona Kavach Policy1 day65 yearsINR 50,000 to INR 5 lakh
ManipalCigna Corona Rakshak Policy18 years65 yearsINR 50,000 to INR 2.5 lakh
ManipalCigna ProHealth Insurance91 daysNo limitINR 2 lakh
ManipalCigna Lifestyle Protection Critical Care18 years65 yearsINR 1 lakh
ManipalCigna Lifetime Health Insurance Policy91 days65 yearsUp to INR 3 crore

Ratings and Reviews

  • Major Coverage by Mitul Garg (5 stars / 5 stars)

I have been a ManipalCigna policyholder for a couple of years now and I have nothing to complain about. The policy comes with comprehensive coverage and they are quick to process any claim requests. I get a lot of medical and health benefits with my policy.

  • Protection during COVID-19 by Shamita Jain (5 stars / 5 stars)

I was very worried during the pandemic about the health of my entire family. And the only way I was able to relax was after purchasing the ManipalCigna Arogya Sanjeevani health insurance policy. This policy provides protection to my entire family. I’m so glad that I purchased this policy at the right time.


How can I pay the premium of my ManipalCigna Health Insurance policy?

Policyholders can pay the premium amount through credit card, debit card, net banking, UPI, cash, or cheque.

I want to calculate the premium of my ManipalCigna health insurance policy. How can I do that?

To calculate the exact premium amount of your ManipalCigna health insurance policy you should use the ManipalCigna premium calculator.

Do all policyholders get a payment acknowledgment from ManipalCigna after paying the premium amount?

Yes, all policyholders will receive a payment acknowledgment from ManipalCigna after paying the premium amount. You should receive it at your registered email id or registered mobile number.

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