Magma HDI Health Insurance Network Hospitals in India
Amandeep and Sapna got married last year. Though Amandeep works in the private sector, Sapna is a housewife. Now, both are planning to start a family within a year or two. But Amandeep has spent a lot of money on his marriage and Sapna is also not working, so he wants to purchase a cashless health insurance policy that will offer cashless coverage for maternity and other health issues. After his research, Amandeep came to know that Magma HDI health insurance is one of the best insurance companies that offers cashless benefits for various diseases along with maternity. Moreover, Magma health insurance is partnered with more than 4300 plus network hospitals where customers will get cashless facilities for their treatments. This means the Magma health insurance hospital list is very enchanting and big.
But before taking the final call, always check the Magma HDI hospital list so that you don’t face any hassle during emergencies or hospitalization. By checking the list, you will get a clearer idea of cashless facilities for your treatment. If you select a network hospital from the Magma HDI health insurance hospital list, you don’t need to pay anything from your side. Moreover, you don’t need any paperwork at the time of hospitalization which makes your hospitalization process easy and convenient. The health insurance company (Here Magma HDI health insurance) will pay off your bills directly with the hospital so that you will get the best quality of treatment. Now, you solely focus on your treatment as you don’t need to bother about other formalities.
While choosing a health insurance plan from Magma HDI health insurance, you can conveniently select a cashless hospital for your treatment. By going through the official website of Magma health insurance, you can get the list of network hospitals after entering your area and location. The website will also offer the respective addresses and directions of the hospitals so that customers can easily locate them.
List of Magma HDI Insurance Hospitals for Cashless Treatment
Now, let’s take a look at various Magma HDI network hospitals for cashless treatment. Always choose your nearby hospital for your treatment.
Magma HDI General Insurance Claim Settlement Ratio
The Claim Settlement Ratio is basically a ratio of the number of health insurance claims settled out of the total health insurance claims accumulated by an insurance company during a financial year. Let’s take a look at the health insurance Claim Settlement Ratio of Magma HDI General Insurance for the last two consecutive years:
|Financial year||The claim settlement ratio|
Top Magma HDI Health Insurance Plans
Magma HDI health insurance offers a plethora of health insurance plans to its customers. Here, we are going to mention the top health insurance plans offered by the insurer.
Magma HDI One Health Insurance Policy
- This comprehensive health insurance plan offers coverage for hospital bills, maternity cover, AYUSH cover, OPD cover, loss of income cover, pre-and-post hospitalization expenses.
- If you stay fit, the policy plan offers a no-claim bonus as a reward.
- This plan is available both on an individual basis and a family Floater basis and comes with sum insured options ranging from Rs. 2 lakh to Rs. 1 crore.
- The plan offers worldwide emergency cover.
Magma HDI Arogya Sanjeevani Policy
- The Arogya Sanjeevani Policy is a standard health insurance policy that you can get either on an individual as well as a family floater basis.
- This plan offers a sum insured amount between Rs. 1 lakh to Rs. 5 lakh in multiples of Rs. 50,000.
- The minimum and maximum entry ages under the policy are 18 years and 65 years, but the coverage can be extended to any limit
- The plan comes up with a lifetime renewability option.
- Some of the benefits are in-patient treatment, pre-hospitalization and post-hospitalization, AYUSH treatment, daycare procedure, road ambulance cover, ICU/ICCU charges, etc.
Why Choose Magma HDI Health Insurance?
Magma HDI Health Insurance offers enormous facilities and benefits to customers.
- High Claims Settlement Ratio: Magma HDI Health Insurance possesses a wholesome health claim settlement ratio of 95.17% in the financial year 2018-19. A higher claim settlement ratio indicates the company is trustworthy.
- 4,300+ Cashless Hospitals: The insurer is partnered with more than 4,300 hospitals that offer cashless treatment facilities to customers. For an easy and hassle-free treatment, you can choose any of the hospitals from the list.
- 24*7 Claim Assistance: Magma HDI Health Insurance offers 24X7 customer support to its policyholders. If you have any queries or issues, you can contact the insurance company easily.
- Availability of Add-on Covers: Magma HDI Health Insurance embraces its policyholders with add-on covers for critical illness, accidents, etc. To strengthen your base policy, you can opt for any of the covers.
- Free Annual Health Check-Up: Magma HDI Health Insurance offers free annual health check-ups for all adult policyholders, irrespective of their claims.
- Restoration of Sum Insured: Magma HDI Health Insurance offers restoration of the sum insured to its policyholders. Once your basic sum insured amount is exhausted, your insurance plan gets restored during the policy year. Thus, you can combat all untoward medical emergencies.
- Worldwide Emergency Cover: This special cover is only offered by Magma HDI health insurance so that policyholders can get the best treatment in case of emergency in outside India.
- Portability Benefits: If you are not satisfied with your present health insurance policy, you can port it to Magma HDI health insurance and vice versa.
If you want to enjoy the benefits of cashless treatment without disturbing your finances, you can select a plan from Magma HDI health insurance.