ICICI Lombard Health Insurance Premium Calculator
Customers can choose the right amount of coverage and policy by understanding premiums. ICICI Lombard health insurance premium calculators are offered to make premium calculations simple. These calculators make it simple to figure out your health insurance premiums. The ICICI Lombard health insurance premium calculators are used to estimate a health insurance plan’s premium before purchasing it.
When purchasing a health insurance policy, make sure to get the highest possible sum insured so that the policy covers all of the expensive medical expenditures that may arise in an emergency. A large sum covered, on the other hand, comes with a large premium, which some people may not be able to afford. As a result, the premium should be calculated ahead of time to see whether the sum covered you choose is affordable or not.
ICICI Lombard Health Insurance
ICICI Lombard Health Insurance has a variety of health insurance plans to choose from to suit any customer’s needs. The benefits of purchasing a health plan include a flexible policy term, premium payments, riders, treatment coverage, and hospital networks. The combined knowledge of two independent firms is brought to the Indian market by ICICI Lombard General Insurance Co. Ltd., making it a strong force in the general insurance industry.
It provides insurance to both individuals and businesses. Auto insurance, travel insurance, personal accident insurance, and health insurance are just a few of their retail insurance products.
Why choose ICICI Lombard Health insurance?
Over the years, ICICI Lombard has achieved numerous awards. The Most Broker Friendly Insurer Award was given in 2019, and the ET Aspire 2 Good Award was given in 2016-17 and 2017-18 for all-around excellence and CSR activities, among other things. The organisation has partnered with over 5020 hospitals throughout India to provide you with convenient cashless claim payouts. The claims are also accepted in less than four hours, making them simple and convenient. In the fiscal year that ended on March 31, 2019, the corporation also settled over 1.6 million claims.
How to calculate the ICICI Lombard health insurance premium?
The ICICI Lombard health insurance premium can be calculated in minutes using the online premium calculator. There are online health insurance premium calculators available. All you have to do is enter some data that the premium calculation will be based on. The following are the specific details:
- Your age
- Policy term
- Medical history
- Coverage details
- Sum insured you need
- The type of policy to buy
What are the advantages of ICICI Lombard health insurance premium calculator?
The knowledge of premium helps customers decide on the right coverage amount and policy. ICICI Lombard health insurance premium calculators are available to make premium calculations simple. Here are some of the key advantages of ICICI Lombard health insurance:
- You get an exact idea of how much the policy will cost you
- The premium can be adjusted by modifying the sum insured and optional coverage benefits.
- Helps in deciding the best coverage level according to your budget.
- The calculator also provides coverage options, allowing you to tailor your plan and obtain the coverage advantages you desire.
Review and Ratings
The policy has an impressive rating of 4.2/5 based on 38 reviews from Policy Bazaar. Insurance Dekho has given the policy a rating of 4.2/5 from 88 reviews. The premiums are very reasonable, and you can choose from a variety of optional add-ons to customise the plan to meet your specific coverage needs.
Vinay – I bought an ICICI health insurance policy plan 5 months ago for critical illness. I am glad because 2 months back, I was suffering from pneumonia and was worried about the expenses. But luckily I could encash the cover. Thanks to ICICI Insurance Plan. One thing they need to improve customer care experience as they themselves lack knowledge about the specific details.
Ashish – ICICI health insurance cover is a good plan to have because of the features it provides and nominal annuity.
Rahul – ICICI Lombard general insurance company ltd. is my health insurer. Policy coverage is good and premium is paid twice annually. Claiming process is easy and because of the members of the company, sanctioning the amount is very simple and easy.
What are the premium payment modes offered by ICICI Lombard?
ICICI Lombard accepts both traditional and electronic premium payments. Cash, check, NEFT, mobile wallet, credit card, debit card, ECS, E-mandate, UPI, and other available payment channels are all options for paying the policy premium.
What documents are necessary for the ICICI Lombard claim settlement process?
Claim forms, original hospital bills, discharge summaries, original discharge reports, additional reports such as medicine bills with a prescription, attending physician's reports, diagnostic and test reports, surgeon's reports, and any follow-up checkup reports are included in the list of papers.
Does ICICI Lombard offer reimbursement claim facility?
Yes, ICICI Lombard allows you to file a reimbursement claim. To file a claim, call 1800-2666, get treatment at any hospital, and collect all original paperwork from the hospital before sending them to ICICI Lombard. ICICI Lombard would settle the claim amount within 15 days of receiving all applicable documentation.