HDFC ERGO Health Insurance Premium Calculator
A lot of people consider purchasing a health insurance policy as an investment. It is an investment towards your health, the health of your family, and your better future. Because of this, it is important for you to buy only the most suitable health insurance policy.
However, how can you find the best health insurance policy? Should you just wander aimlessly on the internet until you find the policy? Or should you take up a more proactive approach?
If you are leaning towards taking a more proactive approach, then you are on the right track. And we will help you stay on the right and find the best insurance policy. We will also help you learn how to use the HDFC Health Insurance premium calculator so you can find the best policy that suits your needs.
How Can Using the HDFC Health Insurance Premium Calculator Help?
A big part of finding the best health insurance policy includes learning about the exact premium rates. And this is where the HDFC premium calculator will help you. If you are in the market for buying a home insurance policy, then the HDFC Home Insurance premium calculator will come to your aid.
The HDFC Health Insurance premium calculator relies on the following factors to calculate the accurate health insurance premium value.
- Policy term
- Medical history
- Coverage benefits
- Sum insured required
Ideally, you should calculate the premium rate of every health insurance policy that you are interested in. This will help you compare policies easily.
Apart from this, there are other benefits that using the HDFC Health Insurance premium calculator can provide you. Some of these benefits are:
- Deciding the final list of benefits required
- Deicing the final list of riders required
- Judging the affordability and feasibility of purchasing a policy
- Analyzing the costs involved in investing in a health insurance plan
- Comparing several health insurance policies on the basis of their rate and coverage
- Selecting the best premium amount and coverage option
The Best HDFC ERGO Health Insurance Plans in India
HDFC ERGO is a leading general health insurance company in India. This award-winning company provides some of the best health insurance policies in the market. HDFC ERGO can proudly boast of providing their customers with 24×7 customer support, cashless treatments in over 10,000 hospitals, and an amazing HDFC Health Insurance premium calculator.
Because of all these reasons, it is not surprising that a lot of customers choose HDFC ERGO as their health insurance provider. You should also go through some of the best health insurance policies provided by HDFC ERGO.
- HDFC ERGO Optima Restore Health Insurance
The HDFC ERGO Optima Restore Health Insurance plan provides three unique benefits, including Restore, Multiplier, and Stay Active. 100% of the sum insured is added to the policy if the previous amount gets fully or partially exhausted. In the case of 2 claim-free years, the sum insured amount is also multiplied.
- HDFC ERGO My Health Suraksha Insurance
The HDFC ERGO My Health Suraksha plan provides multiple sum insured options ranging from INR 3 lakh to INR 75 lakh. The plan is also available in three variants, including Silver Smart, Gold Smart, and Platinum Smart. The plan provides protection to people from all age groups and comes with lifetime renewability. You can use the HDFC Health Insurance premium calculator to find the exact premium value.
- HDFC ERGO Corona Kavach Health Insurance
The HDFC ERGO Corona Kavach Health Insurance policy was designed to provide protection against all expenses incurred due to COVID-19 treatment. The health insurance policy can be purchased by anyone between the ages of 18 years and 65 years. The plan comes in both individual and family floater variants.
- HDFC ERGO My Health Koti Suraksha Health Insurance
The HDFC ERGO My Health Koti Suraksha health insurance policy provides normal hospitalization coverage and personal accident cover. There are a lot of benefits provided in this policy and these benefits can be selected on the basis of the requirement of an individual.
You can calculate the premium rates of all these plans by using the HDFC Health Insurance premium calculator. Apart from this, there are other factors that can be used to compare all these policies to gain better insight. Let’s look at those factors.
|Health Insurance Plan||Minimum Entry Age||Maximum Entry Age||Sum Insured|
|HDFC ERGO Optima Restore||91 days||65 years||INR 3 lakh|
|HDFC ERGO My Health Suraksha||91 days||No limit||INR 3 lakh|
|HDFC ERGO Corona Kavach Policy||1 day||65 years||INR 50,000 to INR 5 lakh|
|HDFC ERGO My Health Koti Suraksha||18 years||65 years||INR 50 lakh to INR 1 crore|
|HDFC ERGO Easy Health Policy||91 days||65 years||INR 1 lakh to INR 50 lakh|
|HDFC ERGO Dengue Care Policy||91 days||65 years||INR 50,000 to INR 1 lakh|
|HDFC ERGO Critical Illness Plan||5 years||65 years||INR 5 lakh|
|HDFC ERGO My Health Women Suraksha Policy||18 years||45 years||INR 1 lakh to INR 1 crore|
|HDFC ERGO Maxima Policy||91 days||65 years||Up to INR 3 lakh|
|HDFC ERGO Day2Day Care Policy||91 days||65 years||Varies according to the benefits selected|
|HDFC ERGO iCan Cancer Health Insurance Policy||5 years||65 years||INR 5 lakh|
|HDFC ERGO Health Wallet||91 days||65 years||INR 3 lakh|
|HDFC ERGO Energy Health Insurance Policy||18 years||65 years||INR 2 lakh|
|HDFC ERGO Optima Senior Health Insurance||61 years||No limit||INR 2 lakh|
|HDFC ERGO Arogya Sanjeevani Policy||3 months||65 years||INR 1 lakh to INR 5 lakh|
|HDFC ERGO Health Suraksha Top-Up Plus Policy||91 days||65 years||NA|
Ratings and Reviews
If you have been looking for the HDFC Health Insurance premium calculator, then you must have also come across some ratings and reviews of the insurance provider. Most of those reviews are very positive. Let’s look at some of those reviews right now.
- Smooth and Efficient by Jitesh Arya (5 stars / 5 stars)
I have been searching for a health insurance policy that would provide me protection against treatment costs for COVID-19. And I came across HDFC ERGO Corona Kavach Policy. The entire HDFC ERGO team has since made it so easy for me to purchase and maintain the policy. Keep up the good work!
- Amazing Benefits by Varum Lamba (4 stars / 5 stars)
HDFC ERGO has always been one of the best insurance companies in the market. And this company has always come through for me whenever I have needed their services. Till now, I have applied for a claim 3 times and during all of those times, everything was handled smoothly.
How can I calculate my HDFC ERGO premium?
Individuals can use the HDFC Health Insurance premium calculator to find the exact premium amount for any HDFC ERGO health insurance policy. Individuals can also directly contact the customer service department of the company.
I want to pay my HDFC ERGO premium. What are the methods through which I can make the payment?
All payments of premiums can be processed through the following methods.
How can I use the HDFC Health Insurance premium calculator?
It is very easy to use the HDFC Health insurance premium calculator. All you need to do is simply enter the required details and wait for the calculator to process the information and give out the final calculated premium value.