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Care Health Insurance Premium Calculator

In today’s age, medical costs are increasing exponentially. This means that getting access to good quality medical services is becoming harder than ever. This is why it is important for people to get medical insurance. However, it’s not that easy to purchase medical insurance. The biggest question that individuals face is how to even calculate the premium of the plan. Today, we’ll help answer this question.

Calculate the Premium by Using the Care Health Insurance Premium Calculator

It is very easy to calculate the premium amount by using the Religare health insurance premium calculator. It should be noted that one would have to add personal details in the calculator, including:

  • Age
  • Plan term
  • Sum insured
  • Medical history
  • Applicable discounts

After entering these details, the premium amount would be calculated instantly. The total premium can also be calculated and adjusted by changing different variables like the coverage benefits, sum insured amount, and policy term.

The Benefits of Calculating the Care Health Insurance Premium Online

It is vital to calculate the premium value before purchasing a health insurance plan. If an individual does that, then he or she can get the following benefits.

  • Better visibility on which coverage benefits and riders to add or deduct
  • Finding the exact expense on the policy before purchasing
  • Judge the affordability of the health insurance coverage
  • Choose the best policy by comparing the different premium rates
  • Selecting the best coverage level that would suit the pocket of the customer
  • Ensuring that no financial strains are experienced by the individual due to purchasing the health insurance policy

Why Should I Choose Care Health Insurance?

Care Health Insurance is one of the leading insurance providers in the medical field. This puts Care Health Insurance as an expert in the field of health insurance. The organization has a tie-up with over 5,420 hospitals across India for cashless treatments.

Care Health Insurance also offers an in-house claim settlement which eliminates the need for TPAs. This ensures that the claim processing is quick and smooth. Further, the plans offered by Care also come with several unique and comprehensive coverage features. These plans have a varying sum insured levels which are suitable for every potential customer.

Individuals can also use the Religare health insurance premium chart to get a grasp on the premium amount for different health insurance plans. This is an alternative to using premium calculators.

Types of Care Health Insurance Plans

  1. Care Care Health Insurance

The Care Care Health Insurance Plan is a comprehensive health insurance plan that pays for medical expenses incurred due to injury, illness, or accident. The plan also comes in five different variants, including Care 3 (Super Saver), Care 4 (Elite), Care 5 (Elite Plus), Care 6 (Gold), and Care 7 (Global Plus). The sum insured options also range from INR 4 lakh to INR 6 crore.

  1. Care Corona Kavach Policy Health Insurance

The Corona Kavach Policy is a standard health insurance policy that provides cover for expenses related to COVID-19 treatment. The sum insured options in this policy range from INR 50,000 to INR 5 lakh. This is also an indemnity-based policy that comes with short policy terms. The policy can be for 3.5 months, 6.5 months, and 9.5 months.

  1. Care Care Freedom Health Insurance

The Care Care Freedom Health Insurance comes loaded with unique benefits. This policy is suitable for people of all age groups. The minimum entry age for this policy is 90 days. There is no maximum entry age for the same.

  1. Care Critical Mediclaim Health Insurance

The Care Critical Mediclaim Health Insurance is an affordable health insurance plan that specifically provides coverage for critical illnesses like heart ailments, kidney problems, paralysis, cancer, paralysis, and major organ surgeries. The plan also provides stability and lifelong commitment to your well-being.

  1. Care Care Senior Health Insurance

The Care Senior Health Insurance is an affordable plan that specifically caters to the needs of senior citizens. The plan comes with an individual as well as a floater option. The sum insured options available with this plan are INR 3 lakh, INR 5 lakh, INR 7 lakh, and INR 10 lakh. No pre-policy medical checkup is required to purchase this policy.

  1. Care Joy Health Insurance

Care Joy Health Insurance is a maternity-oriented health insurance plan. The plan comes in two variants, including Joy Today and Joy Tomorrow. A family floater option is also provided with this plan.

  1. Care Heart Health Insurance

Care Heart Health Insurance is an indemnity-oriented health insurance plan that covers the actual costs incurred due to a medical emergency. The plan also provided annual health checkup benefits.

  1. Care Super Mediclaim Health Insurance

The Care Super Mediclaim Health Insurance provides coverage for individuals and families. This plan is quite easy to purchase and comes in four variants that can be selected according to the needs of the policyholder.

  1. Care Arogya Sanjeevani Health Insurance Policy

The Care Arogya Sanjeevani Policy is a newly launched health insurance policy. This is a unique product that protects the entire family of the policyholder during any difficulties caused due to illness, sickness, disease, or accident.

A comparison of all these plans is also shown in the table given below.

PlanSum Insured
Care Care Health Insurance4 lakh
Care Corona Kavach Policy50k – 5 lakh
Care Care Freedom Health Insurance3 lakh
Care Critical Mediclaim Health Insurance10 lakh
Care Care Senior Health Insurance3 lakh
Care Joy Health Insurance3 lakh
Care Heart Health Insurance2 lakh
Care Super Mediclaim Health Insurance1 lakh
Care Arogya Sanjeevani Policy1 lakh – 5 lakh

Reviews and Ratings

Care Health Insurance policies have always been rated very highly. Let’s look at some reviews and ratings given by policyholders.

  • Uniformity in Delivery by Anup Shasmal (4 stars/ 5 stars)

There was no imbalance when I analyzed the policies offered by Care Health Insurance. There was proper uniformity and all the policies offered great benefits. This is why I chose the Care Heart plan for myself.

  • Love the Benefits by Ranvijay Malakar (5 stars/ 5 stars)

My spouse and I were starting to plan a family which is why we were looking for a health insurance policy that would also provide coverage during my pregnancy. I found the Care Joy health insurance plan to be the most suitable. It has amazing benefits and I’m very happy with the policy!


How can I pay the premiums of my policy?

Policyholders can pay the premium amount for Care Health Insurance plans by using digital payment gateways or through cash.

Will I receive a payment acknowledgment from Care Health Insurance after the payment for the premium has been made?

Yes, all policyholders will receive payment acknowledgment from Care Health Insurance after paying the premium amount.

I want a duplicate copy of my premium receipt from Care Health Insurance. Can I get that?

Yes, Care Health Insurance provides duplicate copies of the premium receipt to all policyholders.

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