Best Health Insurance Plans of ICICI Lombard
ICICI Lombard is a leading insurance company that offers a wide range of health insurance plans for customers with various features. With medical inflation increasing every year, people should know how to overcome the rising healthcare expenses. A health insurance plan offers solutions for the problem because it provides coverage for illnesses and other issues. ICICI Lombard health insurance company aims to satisfy customers’ requirements when they want to get treatments in metro and non-metro cities. Moreover, it gives ways to manage medical expenses during medical emergencies to witness peace of mind.
The company has tie-ups with more than 3200 hospitals in India, allowing policyholders to reduce the financial burden significantly. Apart from that, it has high claim settlement ratios in the markets, and policyholders can benefit a lot while buying a policy. At the same time, new customers should know the details of ICICI Lombard health insurance plans from different sources that will help select the right one accordingly. Moreover, it gives ways to gain more ideas while buying an insurance plan from the markets.
6 Best Health Insurance Plans offered by ICICI Lombard
- ICICI Lombard Complete Health Insurance
- ICICI Lombard Healthcare Plus
- ICICI Lombard Health Advantage Plus
- ICICI Lombard Personal Protect Policy
- ICICI Lombard Critical Illness Policy
- Arogya Sanjeevani Policy
ICICI Lombard Complete Health Insurance
ICICI Lombard complete health insurance is ideal for getting high protection against unforeseen medical expenses. It provides ways to include family members under a single plan by addressing the exact needs of policy buyers. The plan offers various features for policyholders that will help reduce financial crunches. Some of them include Covid-19 hospitalization, daycare expenses, AYUSH treatment, pre-hospitalization, coverage for specific diseases and pre-existing diseases with 24 months and 48 months waiting period, organ donor expenses, ambulance coverage, etc. Customers can choose sum insured options from Rs.5 lakhs to Rs.50 lakhs while buying this policy.
ICICI Lombard Healthcare Plus
ICICI Lombard healthcare plus policy is suitable for those who want to get incremental protection. The minimum sum insured amount is Rs.5 lakhs, and the maximum sum insured amount is Rs.10 lakhs. Some of the ICICI Lombard healthcare plus features include hospitalization expenses such as doctor’s fees, surgeon’s fees, room rent, boarding charges, bed charges, etc. The plan allows policyholders to choose a free health check-up during the renewal process. Since it doesn’t include any co-payment, there is no need to pay any extra amount from the pockets. Apart from that, the policy offers coverage for specific illnesses and pre-existing illnesses with 24 months and 48 months waiting period, income tax benefits, etc.
ICICI Lombard Health Advantage Plus
ICICI Lombard Health Advantage Plus is ideal for individuals because it provides several advantages. The minimum sum insured in the plan is Rs.2 lakhs and the maximum sum insured is Rs.3 lakhs. Some of the features covered by this ICICI Lombard health policy include outpatient treatments, swine-flu/H1N1 influenza, hospitalization expenses, ambulance charges, pre-hospitalization coverage with 30 days waiting period, post-hospitalization coverage with 60 days waiting period, no-claim bonus, and so on.
The plan has no sub-limits and co-payments for any hospitalization expenses. Policyholders can even use the plan for daycare expenses when they undergo treatment in listed hospitals that require less than 24-hour hospitalization. It even offers coverage for dental treatment costs by addressing the exact needs of policyholders. A person can renew this plan up to 70 years of age that will help get the benefits for a long-time. The plan allows policyholders to include a family under floater option coverage. The premium amounts are affordable that cater to the requirements of a policyholder to a large extent.
ICICI Lombard Personal Protect Policy
Nowadays, accidents are increasing on the roads that result in high expenses. ICICI Lombard health insurance policy offers exclusive coverage for accidents allowing people to reduce the loss of income caused by injuries and disabilities. ICICI Lombard Personal Protect Policy provides coverage for treatments for any injuries or illnesses caused by accidents. It gives ways to claim amounts for accidental death, permanent disability, total disability, loss of limbs, partial disability, etc. The plan offers a lump sum benefit to nominees when a policyholder dies due to an accident. It requires no medical check-ups during the renewal process.
ICICI Lombard Critical Illness Policy
A critical illness is a dreadful illness that can result in high expenses when it comes to medical treatments. ICICI Lombard Critical Illness policy is suitable for those who are in the age group between 20-45 years. Customers can select a sum insured amount of Rs. 3 lakhs, Rs. 6 lakhs, and Rs. 12 lakhs while buying this policy. The plan doesn’t include any health check-ups and a 30 days survival period. It comes with a policy duration of 1, 3, and 5 years which cater to the requirements of policyholders. Policy buyers can know ICICI Lombard health insurance details include critical illness plans, before investing money. This will help get the right coverage to witness peace of mind.
Arogya Sanjeevani Policy
ICICI Lombard Arogya Sanjeevani is a standard health insurance plan which provides coverage for various things. The sum insured options available in the policy range from Rs.1 lakh to Rs. 5 lakhs. Some of the features covered by this policy include AYUSH treatment, in-patient hospitalization expenses, cataract treatment, daycare procedures, plastic surgery, dental treatment, etc. The minimum eligibility to buy this plan is 18 years, and the maximum age is 65 years.
Where to buy ICICI Lombard health insurance plans?
Customers willing to buy ICICI Lombard health insurance plans can visit the company’s website. They can compare ICICI Lombard health insurance premium prices online to help a lot make the right decision. The company aims at satisfying the needs of policy buyers when they want to ensure financial protection from high medical costs. Anyone who wants to gather more information about the plans can contact the customer care team online. Choosing the correct type of health insurance policy allows a person to ensure the best coverage for illnesses and other things. It is necessary to follow the terms and conditions while purchasing a plan.