Best Health Insurance Plans of Bajaj Allianz
Bajaj Allianz is a leading insurance company in Indian markets that aims to cater to customers’ needs when they want to buy a new plan. The company offers a variety of health insurance plans for individuals and families to ensure more protection from lifestyle diseases and high medical costs. Moreover, Bajaj Allianz health insurance has a high claim settlement ratio got several awards for the services. The insurer has a vast network of nearly 5000+ hospitals allowing policyholders to undergo high-quality treatments with ease. Moreover, it provides ways to choose a high coverage plan at lower costs that help overcome unwanted issues.
Anyone who wants to get comprehensive coverage for illnesses and medical inflation can buy Bajaj Allianz health insurance plans to experience peace of mind. Those who purchase a policy from the company should know more about details from different sources that will help make the right decision. Besides that, it gives ways to choose a plan that satisfies the requirements and budget of a person, which helps reduce the financial burden.
6 Best Health Insurance Plans offered by Bajaj Allianz
- Bajaj Allianz Health Guard Insurance Plan
- Bajaj Allianz Health Infinity Plan
- Bajaj Allianz Aarogya Sanjeevani Policy
- Bajaj Allianz Critical Illness Plan
- Bajaj Allianz Premium Personal Guard Plan
- Corona Kavach Policy
Bajaj Allianz Health Guard Insurance Plan
The policy is available in Gold and Silver variants with various features. Bajaj Allianz health guard Silver plan offers a minimum insured amount of Rs. 1.5 lakh and a maximum insured amount of Rs. 2 lakhs. On the other hand, the Gold plan provides sum insured options ranging from Rs. 3 lakhs to Rs. 50 lakhs for policyholders. Both Silver and Gold plans enable policyholders to get comprehensive coverage at affordable rates. Some of them include in-patient hospitalization, pre-hospitalization, post-hospitalization, road ambulance charges, organ donor expenses, convalescence benefit, daily cash benefit, preventive health check-ups, etc.
Bajaj Allianz Health Guard Gold plan comes with additional benefits such as alternative treatment options, maternity coverage, newborn baby benefit, cataract treatment, bariatric surgery, mental illness coverage, and modern treatment coverage. No medical tests are necessary for people who are below 45 years old. However, both Silver and Gold plans have some sub-limits when a policyholder wants to claim the amounts. Floater coverage option is available for policyholders when they want to include more members. The entry age for both plans ranges from 18- 65 years.
Bajaj Allianz Health Infinity Plan
Bajaj Allianz Health Infinity plan is an indemnity plan with no restriction on the sum assured, allowing policyholders to gain more advantages. The policy offers multiple coverages, and one can pay the premium amount on the defined time frame. Some of the features covered by the policy include in-patient hospitalization expenses, pre-hospitalization cover with 30 days waiting period, post-hospitalization cover with 60 days waiting period, road ambulance charges, daycare procedures, preventive health check-ups, and so on. In addition, the plan comes with a lifelong renewability option allowing a policyholder to ensure more protection from high medical expenses. Bajaj Allianz health insurance company offers this plan at affordable rates to witness peace of mind from mental worries.
Bajaj Allianz Aarogya Sanjeevani Policy
Aarogya Sanjeevani policy offered by Bajaj health insurance is a standard plan that comes with sum insured amounts ranging from Rs. 1 lakh to Rs.5 lakhs. It provides coverage for Covid-19 hospitalization, pre-hospitalization, post-hospitalization, road ambulance expenses, daycare expenses, and so on. In addition, policyholders are eligible to get a cumulative bonus that will increase by 5% for each claim-free year. The plan even comes with a lifetime renewal option which will benefit a policyholder in various ways.
Bajaj Allianz Critical Illness Plan
Bajaj Allianz’s critical illness plan is ideal for policyholders to ensure protection against major life-threatening diseases. The plan provides a lump-sum benefit for policyholders to deal with high medical treatments with ease. It offers coverage for cancer, heart attack, stroke, kidney disease, and so on. The sum insured amount provided by the plan ranges from Rs. 1 lakhs to Rs. 50 lakhs enabling policyholders to lower high medical expenses caused by ten major illnesses in life.
Bajaj Allianz Premium Personal Guard Plan
Accidents can lead to loss of income and other problems that can affect a family to a large extent. Bajaj health insurance policy offers a premium personal guard plan for policyholders when they want to ensure comprehensive accidental coverage. The plan provides education benefits to children when a policyholder dies due to an accident or suffers from permanent total disability. It gives ways to receive a benefit of Rs.1000 to Rs.2500 per day for a maximum period of 30 days when a policyholder gets hospitalized. Besides that, it lets policyholders enhance their sum insured amounts during the renewal process. The plan provides multiple sums insured options ranging from Rs.10 lakhs to Rs.25 lakhs. It comes with a family floater option allowing policyholders to include family members accordingly.
Corona Kavach Policy
Covid-19 cases are increasing day by day, and the treatment expenses are very high, and not everyone can afford them. Corona Kavach policy is available with a sum range of sum insured options from Rs. 50,000 to Rs. 5 lakhs. The plan provides coverage for pre and post-hospitalization expenses by addressing the exact needs of policyholders. It even offers AYUSH treatment for Covid-19 when policyholders want alternative options. Another thing about the plan is that it gives ways to get coverage for homecare treatments under the supervision of a doctor. The plan has a waiting period of 15 days and has minimal sub-limits.
How to buy Bajaj Allianz health insurance plans?
Customers who want to purchase Bajaj Allianz health insurance policies can visit the company’s website, where they can get more information. They can even compare Bajaj health insurance premium amounts online that will help choose a plan at an affordable budget that gives ways to gain more advantages. On the other hand, it is wise to know the co-payment and other clauses while buying a policy. This, in turn, gives ways to avoid paying additional amounts from the pockets. Customers can also select cashless claims in listed hospitals for planned hospitalization and emergency hospitalization to minimize unwanted problems significantly.