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Acko Health Insurance Premium Calculator

Acko Health Insurance plans are known for offering wide coverage to their policyholders at affordable health insurance premiums. They reduce the financial burden in medical emergencies by offering excellent coverage features and benefits. In addition, Acko Health Insurance offers a smooth, and hassle-free claim settlement process to the customers under its health insurance plans. Acko Health Insurance is also known for its customized health insurance plans that allow customers to get insurance plans that perfectly align with their healthcare needs and affordability.

With customized health insurance plans, customers need to be aware of the premium rates they’ll have to pay for opting for certain coverage features or specific values of the sum insured, policy term, etc. Acko Health Insurance Premium Calculator helps to get an accurate estimate of premium rates. It offers a fast, seamless, and transparent method of calculating the Acko Health Insurance Premium.

The Acko Health Insurance Premium Calculator gives you an accurate estimate of your premiums for the submitted details and helps you select the best plan for yourself. It also allows you to compare different health insurance plans from different insurers. In addition, you can also see how including add-on features or optional benefits to your plan affects your premiums.

How to Calculate Acko Health Insurance Premium?

Follow the steps given below to use the Acko health insurance premium calculator in order to calculate premium effortlessly:

  • Visit the official website of Acko Health and select ‘Health’.
  • Fill in your personal details such as Name and Mobile Number and select gender. An OTP (One Time Password) is received on your given mobile number.
  • After receiving the OTP, please enter that
  • Add your family members you want to include under your Acko health insurance policy along with yourself.
  • Fill in the age of the family members added under the policy and click ‘Continue’.
  • Fill in your Email ID and City. 
  • Click on the option of the ‘Submit And View Quotes button.
  • Then you will check several health insurance plans offered by Acko along with their health insurance premiums.

Why Calculate Acko Health Insurance Premium Online?

Here are the following reasons to calculate the insurance premium using the Acko Health Insurance Premium Calculator:

  • Helps to know the accurate premium amount in a hassle-free way.
  • Tells you about the affordability of a particular health insurance policy and helps you get the best coverage features according to your needs while maintaining affordability.
  • Allows you to compare health insurance plans from different insurers and get the best plan for yourself.
  • Allows you to include specific coverage benefits offered under health insurance plans as per your healthcare needs.
  • Allows you to choose the most suitable health insurance plan both in terms of affordability and suitability within a few minutes.

Benefits Of Acko Health Insurance

Acko health insurance offers feature-rich health insurance plans that are specifically designed to target the insurance needs of different customer segments. Here are a few notable benefits of Acko health insurance plans:

  • Affordable Premiums: Acko Health Insurance plans are offered at highly affordable premiums. Also, Acko Health Insurance plans cover all the requirements of people. So, the premiums for these plans are easily suitable for people.
  • Portability Benefit: Acko General Insurance offers convenient benefits to insured individuals. If you are not convinced with your existing health insurance policy, then you can easily change to any similar health insurance policy offered by Acko Health Insurance.
  • Lifetime Renewability Benefit: Acko Health Insurance Premium covers for a lifetime and offers you to renew the policy by paying the health insurance premium on a timely basis. But if the policy gets delayed due to non-payment of health insurance premiums, then you’ll have to purchase another policy for the same health insurance plan. You may not be able to do that if you don’t fall under the policy’s eligibility criteria currently.

What Expenses Included Under Acko Health Insurance?

Acko Health insurance policies offered coverage for the following expenses:

  • In-Patient Hospitalisation Expenses
  • Daycare Procedures
  • Road Ambulance Expenses
  • Pré-Hospitalisation And Post-Hospitalisation Expenses
  • Domiciliary Hospitalisation Expenses

What is not included in Acko Health Insurance?

Most hospitalization expenses are covered under Acko Health Insurance Premium. But few treatments and medical conditions are not covered. Given below the lists of exclusions-

  • Obesity treatment expenses
  • Surgeries
  • Expenses related to diagnostics and evaluation purposes.
  • Expenses acquired on Dominiciliary Hospitalization and OPD treatment
  • Medical treatment expenses stated to childbirth or miscarriage
  • Treatment due to participation in adventurous sport
  • Any injury or illness directly caused by war, riot
  • Expenses refer to sterility and infertility

How to purchase Acko Health Insurance

Customers can purchase Acko Health Insurance policies through two methods.

  1. From the Acko Health Insurance website with a seamless and fast online process.
  2. Contact third-party agents or brokers to buy Acko Health Insurance policy.

Once Acko Health receives the payment and instantly sends the policy documents to your registered email address. A thing to remember is that the whole process of purchasing a policy will become significantly easier and seamless when you get the premium rates beforehand through Acko Health Insurance Premium Calculator.

Documents Required For Filling Acko Health Insurance Claim

  • Fill the Acko Health insurance claim form
  • Provide valid photo id proof of patient
  • Original bills and payments receipts
  • Discharge Certificate of the patient
  • All medical history of the patient
  • Test reports of diagnostic/ investigation
  • NEFT details or a canceled cheque
  • Provide valid identity proof with address
  • Legal heir/ succession certificate
  • Any other document required by Acko/TPA assessment for claim

How can you renew Acko Health Insurance Premium?

  • Visit the official website of Acko
  • Login with your details in Acko account
  • The applicable plans show by Policy Card that is due renewal
  • You will see a Buy Now option, click on them
  • The last step is to make payment of the renewal premium

Alternatively, you receive SMS or email reminders for your policy

  • Click on the link that you have to receive from the Acko
  • Use the same mobile phone to purchase the previous policy
  • Confirm your details 
  • Do the payment

A thing to note here is that Acko Health Insurance Premium Calculator also enables seamless policy renewals. This is because it allows you to manage your finances better by getting to know the premium rates beforehand. This allows you to make premium payments promptly and ensure seamless policy renewals.


Acko Health Insurance is a good choice for people as the health insurance plans offered by them offer excellent features at highly economical premiums. These plans protect the customers from towering healthcare costs and provide them robust financial protection. Customers can choose customized health insurance plans that suit their healthcare needs at affordable premium rates. Acko Health Insurance Premium Calculator gives quick results and makes the process of calculating premiums simple and easy. This calculator takes only a few minutes to complete the process.

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