Manipal Signa Health Insurance vs Edelweiss Health Insurance

Buying a health insurance plan today can be a very good investment to protect your health and also to protect your financial plan in the long run. With several health insurance plans available in the market, you can find one that fits your budget and health requirements with a little research on the internet. That is the quickest and also the best way to decide is to have access to the comparative features of different health insurance providers. This Manipal Cigna Health Insurance versus Edelweiss Health Insurance comparison will help you get started. 

Manipal Cigna Health Insurance and Edelweiss Health Insurance – Overview 

ParameterManipal Cigna Health InsuranceEdelweiss Health Insurance
Number of health insurance plans115
E-servicesPolicy sale
Policy renewal
Claim settlement 
Branch locator
Online consultation
24×7 customer support 
Policy sale
Policy renewal 
Claim settlement 
Branch locator
Online consultation
24×7 customer support 
Branches47Not Available
Incurred claim ratio54%115%
Claim settlement timeCashless claim processing within 2 hoursCashless claim processing within 72 hours
Hospital network6,500+2,570+


Source: Insurance Regulatory and Development Authority of India (IRDAI) Annual Report 2018-19 

Health Insurance Plans: Manipal Cigna Health Insurance versus Edelweiss Health Insurance

Manipal Cigna Health Insurance offers 11 comprehensive health insurance policies. These policies provide coverage for individual, family (including senior citizen), multi-individual and group (employer-employee) needs. They secure you against critical ailments, debilitating accidents, COVID-19, etc.

Edelweiss Health Insurance offers 5 health insurance policies that cover individual, family and senior citizen needs. Their health plans protect you against critical illnesses, COVID-19, etc. 

Detailed below is a comparison of Manipal Cigna Health Insurance and Edelweiss Health Insurance. You can select the one that fits your requirements. 

Individual and Family Health Insurance Plan: 

Manipal Cigna Health Insurance covers individual, multi-individual and family needs in 6 of its health plans. Its Pro-Health Insurance health plan has 5-sub plans that provide extensive coverage. Some of the key offerings include: 

  • Wide option of sum assured value (ranging from Rs.2.5 lakhs to Rs.1 crore)
  • Pre and post hospitalization cover, ambulance expenses cover  
  • Coverage for 546 daycare treatments, AYUSH treatment and home treatment
  • Coverage  for maternity and newborn expenses 
  • Wellness programs and reward points

Edelweiss Health Insurance has 3 health insurance plans that cover individual and family needs – Silver, Gold and Platinum. The benefits offered include: 

  • Coverage for pre, post and in-hospitalization expenses
  • No room rent limit and cap on ICU charges
  • Coverage for daycare and AYUSH treatment 
  • Provision of domiciliary hospitalization 
  • Organ donor cover and maternity benefit
  • Option for making voluntary co-payment 

Arogya Sanjeevani Health Insurance Plan: 

Arogya Sanjeevani Plans provide standard coverage at low premium rates. The Insurance Regulatory and Development Authority of India (IRDAI) mandate directs all insurance companies to include Arogya Sanjeevani programs. This is to ensure that affordable health insurance is available to all. 

Manipal Cigna’s Arogya Sanjeevani Health Insurance Plan offers: 

  • Sum assured up to Rs. 5 lakhs
  • Coverage for pre, post and in-patient hospitalization expenses
  • Coverage for all day-care treatments and AYUSH treatment
  • Coverage for cataract and other treatments 
  • Protection for dental treatment caused by an injury/illness

Edelweiss’s Arogya Sanjeevani Health Insurance Plan offers: 

  • Sum assured up to Rs. 5 lakhs
  • Coverage for pre, post and in-patient hospitalization charges
  • Provision of daily room rent expenses
  • Coverage for cataract treatment and AYUSH treatment 
  • Coverage for pre-existing diseases (subject to a waiting period of 48 months)
  • Waiver of upper-age limit

Corona Kavach Health Insurance Plan:  

The IRDAI has mandated all insurance companies to provide coverage against COVID-19. The Corona Kavach and Corona Rakshak are two standard health insurance policies offered to current and prospective policyholders. 

Offerings of Manipal Cigna’s Corona Kavach Health Insurance Plan include: 

  • Sum insured up to Rs. 5 lakhs 
  • Coverage for in-patient hospitalization, homecare treatment and AYUSH treatment
  • Indemnification of pre and post hospitalization charges 
  • 5% discount for healthcare workers
  • Coverage for ambulance charges

Offerings of Edelweiss’s Corona Kavach Health Insurance Plan include: 

  • Sum insured up to Rs. 5 lakhs 
  • Coverage for pre, post and in-patient hospitalization expenses
  • Option to avail homecare treatment 
  • Coverage for AYUSH treatment 
  • Optional add-on of daily cash benefit

With access to the comparative features of Manipal Cigna Health Insurance and Edelweiss Health Insurance, you can choose a health insurance plan suitable for your needs. For further help, reach out to a professional insurance expert.

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