Compare Health Insurance

The advancement in healthcare in India has brought a significant amount of rise in the cost of medical treatments. Moreover, health emergencies can occur at any time. One of the best ways to meet these unexpected, sudden and high expenses is by having health insurance. There are many health insurance companies in India that offer a wide range of mediclaim plans. While buying a health insurance plan, one can easily feel lost in the ocean of health insurance policy options. It is therefore important to compare health insurance plans before zeroing in on any one.

The best way to compare and buy health insurance is to explore options online and read about the unique features of each plan while comparing them with other similar plans. In the table given below, we compare health insurance plans in India and their features, which you might find helpful. If you’re looking to compare a health insurance plan of your choice with other similar plans, do have a good read of this table. 

Maximum Sum Insured 1 Crore 1 Crore 10 lacs 50 lacs 25 lacs 50 lacs
Max Entry Age 65 years No limit No limit 65 years 65 years No limit
Pre Hospitalization 60 days 30 days 30 days 30 days 30 days 60 days
Post Hospitalization 90 days 60 days 60 days 180 days 60 days 60 or 180 days
Room Boarding & Nursing charges AC Private Single room Single Private room Single Private room Single Private room No limit No limit
Free Health check up Upto ₹5000 Yes Yes Upto ₹5000 Upto ₹2000 after 3 claim free yrs Available after 3 claim free yrs
Co pay 10% in case of insured is above 60 years 20% in case of insured is above 61 years at entry No co-pay No co-pay No co-pay 20% in case of insured is above 65 years of age
No claim Bonus upto 50% of SI upto 150% of SI upto 150% of SI upto 100% of SI upto 50% of SI upto 200% of SI
PED Waiting period 36 months 48 months 24 months 36 months 36 months 24/36/48 months as per plan opted
Ambulance charges Actual Upto ₹3,000 per hospitalization Upto ₹1,500 per hospitalization Upto ₹2,000 per hospitalization Upto ₹3,000 per hospitalization Actual
Day care treatments All procedures are covered All procedures are covered Upto 150 procedures covered All procedures are covered All procedures are covered All procedures are covered
Automatic Restoration 100% (Once during the policy period) 100% (Once during the policy period) 100% (Once during the policy period) 100% (Once during the policy period) 100% (Once during the policy period) 100% (Once during the policy period)
ICU/Operation theatre charges Actual No limit Actual Actual Actual Actual

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IIFL Insurance
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Jan 19, 2021
bySangeetha onIIFL Insurance
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Jan 19, 2021
bySangeetha onIIFL Insurance
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